New this year: CHUBB Voluntary Hospital Indemnity Plan

NEW CHUBB Hospital Indemnity – Health & Wellness

This is a great plan to supplement your medical plan. This will help you cover deductibles and copays in the event you experience a hospital stay. The benefit is paid directly to the insured. Pottstown School District offers two plans, Low and High. You can also enroll your spouse and children.

• Guaranteed Issue

• Children age 0 to 26

• Late enrollment is not allowed; you may only enroll as a new hire or wait until open enrollment.

• Pre-Ex is not covered unless the date of diagnosis for such condition is at least 12 months after the certificate’s Effective Date

• An employee must be hospitalized for at least 24 hours or more for the hospital admission benefit

• Benefits are paid on the first day of a covered hospital stay (whether that is a regular hospital bed or ICU) of 24 hours or more. The benefit is paid one time per hospital stay, regardless of whether the insured is moved from the regular bed to the ICU, or vice versa

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With a focus on health and wellness, Chubb promotes the value of preventive care, including a variety of health screening tests. The Health Screening Test Benefit is paid once per year for each covered person who undergoes one or more of the following after the 30-day waiting period after the 7/1/2025:

Blood Test for Triglycerides, Occult blood stool analysis

Bone Marrow aspiration or biopsy, Human Papillomavirus (HPV) Testing

CA 15-3 (blood test for breast cancer) Lipid Panel

CA-125 (blood test for ovarian cancer), Mammography

Carotid Doppler Pap Smear

CEA ( carcinoembryonic antigen – blood test, PSA (blood test for prostate cancer) 

Chest x-ray,y Serum cholesterol test to determine HDL and LDL levels

Colonoscopy Serum protein electrophoresis (blood test for myeloma)

Doppler screenings for carotid Skin cancer biopsy

Doppler screening for peripheral vascular Stress test on a bicycle or treadmill disease

Echocardiogram Thermography

Endoscopy, Thin prep pap test

Fasting blood glucose test, Two-hour post-load plasma glucose

Fasting plasma glucose (FPG) Virtual colonoscopy

Hemoglobin AlC (HbAlc) Whole body skin cancer screening

Flexible sigmoidoscopy

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If you are filing via mail, send your claim form and supporting documentation directly to CHUBB at Chubb Workplace Benefits Claim Department • P.O. Box 6803 • Scranton, PA 18505-6803